YONO SBI | Mobile Banking Application | Book Train Tickets, Mobile Recharge, Pay Bills And Win SBI Rewards

Most of the people in India have the SBI bank account but lot of people also don’t know that SBI Mobile app also there. YONO SBI is the one of the mobile banking app offered by SBI India. SBI has published 29 banking apps that you can find on Play Store and every app have their own area of service but YONO app by SBI is made for have many services in one app . After SBI (State Bank Of India) had launched the YONO SBI App, it help their customers to save their time. This banking app offered many features that without going to the bank using this YONO SBI App you can do almost everything just from home by using your smartphone. You can access your bank account do transaction through this app. check your balance, SBI Bank Account Passbook Statement you can check and also you can do Fund Transfer from your smartphone. Along with this, through SBI YONO App you can also do your recharge, bill payments, shopping, ticket booking etc. Apart from all of the above the most exciting thing about YONO is you can earn cash back for shopping. If you are also having a SBI Bank Account and don’t know about this SBI Mobile app, then go through this article and know how you can use this SBI YONO App from your smartphone and it’s features.

How To Use SBI YONO App

To use this SBI YONO App, first you have to install the app from Google play store. Before using this app you have to create your YONO SBI Account after installing the app. If you have SBI Net Banking then you can easily create your YONO SBI Account in YONO App, otherwise you can create your YONO SBI Account by using your SBI Bank Debit Card also. For your YONO account Security you have to set a six digit PIN after creating an account. Security is very important because this app contains your banking and personal information. After complete the process your SBI YONO Account will be Successfully created. In this you can see different options such as Accounts, quick transfer, YONO Cash, Quick payment, Shop & Order, book train tickets, SBI credit card, SBI rewards etc.

Accounts

In the accounts section, you can check your account balance, transaction history, fund transfer. If you want to check SBI Bank Account Balance then click on account and tap on the view balance. Next click on total balance, then click on saving account and you can see your account balance.

YONO Pay

In the YONO Pay section you can see a lot of different options like Quick Transfer, YONO Cash, Bank Account, BHIM UPI, QR Scan etc.

Quick Transfer

Through quick transfer you can instantly transfer up to ₹10000 your SBI Bank account to others. To instantly transfer money through quick transfer you have to click on quick transfer, then enter your internet banking profile password. After that enter account details to which you want to transfer money and then enter the amount and submit and you can instantly send the money to others.

YONO Cash

This is the unique and amazing feature of this SBI YONO App introduce by SBI. In this without using your ATM card you can withdraw cash from ATM machine.

Without using your debit ATM card you can withdraw cash by using this YONO Cash. For this first you have to open your SBI YONO app and tap on YONO Cash and open it. In this you will see 3 option are there. You can tap on Request New and tap on ATM. From the drop down menu select bank account and enter the amount you want to withdraw, then click on Next. After that create a 6 digit PIN and click on Next. Then review details and below you can see one small box tick on that to agree to the terms and conditions and click on Confirm. After that refer to the SMS sent by YONO SBI, one message you will receive. The bank will send you the transaction number. After that you can visit any of your nearer SBI ATM and choose the YONO Cash from the ATM screen. Enter the transaction number you have received through SMS by your bank, enter the amount that you want to withdraw and then enter your YONO 6 digit password and withdraw your cash without ATM card.

Bank Accounts

In this YONO SBI App Bank Account section, you can transfer money to others bank account as well as your bank accounts. You can enter the bank account details to whom you want to send money and enter the amount. If you save the details of the person whom you want to transfer money as a beneficiary then by just one click you can transfer them. But instantly you can just transfer up to ₹10000 only.

BHIM UPI

YONO App “BHIM UPI”, this is a well-known term for those who are using PhonePe, google pay, Paytm for online payments. YONO SBI BHIM UPI also same as other UPI Apps. If you have already created your BHIM UPI then you just have to verify in this app for once and after login to YONO you can transfer money through BHIM UPI to any other user.

Contacts

In YONO App contact section, you can transfer money to your contact list.

QR Scan

By scanning QR code you can pay anyone through UPI. Today in every stall or shop having a QR code that available for receiving payments via UPI or bank accounts.

Quick Payments

In this section you will see the four options are there those are SBI Credit Card, Prepaid Mobile, DTH Recharge, Bill Pay.

SBI Credit Card

In SBI credit card option, you can retrieve or track your YONO app. You can link a new SBI Credit Card or you can get a new SBI Credit Card.

Prepaid Mobile, DTH Recharge & Bill Pay

In this you can recharge your Prepaid Mobile by using BHIM UPI, Credit or Debit Card. You can recharge your DTH from YONO SBI Mobile App and also can pay your utility bills via this YONO SBI App.

Shop & Order

SBI YONO Shop & Order Section is for shopping. If you are loves online shopping, then you can shop here and earn rewards as well as cashbacks.

Book Train Ticket

You can also book your train ticket from YONO App. To book your train ticket you have to log in via your IRCTC ID and enter basic details like your journey from where to where you want to go etc . And after that pay the amount and book your tickets.

SBI Rewards

Previously SBI Rewards was a different application. But now YONO app have almost every SBI app with in it and this SBI Rewards in SBI YONO Mobile App is one of the good feature of SBI.

Other Options & Features

There are many other interesting options also there in the YONO App. Like Deposit, Cards, Insurance, Investments, Service Request etc. because these are not the essential options and not every user will need these features.

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