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SBI Credit Card Rule Change: 1% Additional Charge to be Paid from December 1

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If you are using a SBI credit card, then their is an important news for you. Additional charges to be paid from December 1. Credit card customers who regularly make large-value transport-related transactions or regularly purchase high-value fuel at petrol pumps, should be aware of this new rule.

After the listing of Jio, Reliance became the country’s most valuable business group. From December 1, SBI credit card holders may have to pay additional charges for certain high-value transport and fuel transactions. For this, the State Bank had issued a notice on October 27. The information is still available on the SBI card website.

SBI Credit Card Rule Change

According to the revised fee structure, customers will have to pay a 1% charge for transportation transactions exceeding Rs 30,000. From December 1, 2026, a fee of 1% of the transaction amount will be applicable on every transportation transaction exceeding Rs 30,000 (marked under MCC 4111, 4784, 4131).

For example, if an SBI credit card user spends Rs 35,000 on any transport-related transaction, then he will have to pay Rs 350 as 1% fee. If the transaction exceeds Rs 50,000 in a billing cycle, the charge will be levied. SBI credit card holders will have to monitor their fuel expenditure in each billing cycle. If the transaction exceeds Rs 50,000 in any billing cycle, then a 1% fee will have to be paid on the total fuel expenditure.

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